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Moving to Chicago: The Market + How to Rent Safely From Afar

Chicago offers big-city amenities at a fraction of coastal housing costs, and remote work has made it easier than ever to relocate there. Here is the 2026 market, who is moving, and how to vet a rental remotely without getting scammed.

Researched by the TruReport editorial team · Updated 2026-07-04 · Editorial standards

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Chicago housing market & cost of living (2026)

A mid-priced big city by national standards:

  • For-sale: Zillow puts the typical Chicago home value near $315,000 (up 1.6% year over year), while Redfin reports a median sale price around $420,000 for the three months ending May 2026 (up 6.3%) - the gap reflects different methods (a broad index vs recent closed sales).
  • Rent: Apartment List pegged the median rent at $1,822 in mid-2025 (1-bed $1,688, 2-bed $1,838); RentCafe shows a broader average near $2,494 by June 2026.
  • Affordability edge: Chicago runs roughly 5-16% above the U.S. average, but far below New York (+72.5%), Boston (+50.8%), and Los Angeles (+61.7%).

Who is moving to Chicago

A two-way, remote-driven market:

  • Remote work is fueling long-distance moves: Redfin found 18.8% of house hunters were eyeing a different metro in Q4 2025, up from 17.9% a year earlier.
  • Chicago logged a net outflow of -13,218 searchers in Q4 2025, yet remote workers keep arriving from New York, California, Florida, and Texas for big-city life at lower cost.
  • Many newcomers land in the suburbs - Naperville, Oak Park, Evanston, Downers Grove - for more space and strong schools.

Rent safely from out of state

Out-of-area renters are the #1 scam target:

  • The FTC logged nearly 65,000 rental-scam reports and about $65 million in losses since 2020 (median loss $1,000); the BBB estimates 5M+ victims and 43% of online searchers have seen a fake listing.
  • About half of FTC-reported scams started on a fake Facebook ad, 16% on Craigslist, and renters 18-29 are 3x more likely to lose money.
  • Safe steps: reverse-image-search the photos, verify the owner via county records, never wire / gift-card / crypto a deposit sight-unseen, and insist on a live video walkthrough.

Full Guide Contents

🔒 Basic Plan Content

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The full guide maps Chicago submarkets by price + the remote-rental checklist. Sources: Zillow, Redfin, Apartment List, RentCafe, FTC, BBB.

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Spotted an error, missing data, or a suspected scam in this guide? [email protected] - or run a free scam check.