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Chicago, IL Real Estate

Chicago anchors one of Illinois's largest metro areas with a population of about 2,707,648. The median home value is near $315,200, and median rent runs around $1,380/mo.

Market + demographic figures: U.S. Census ACS (2023 5-year). Geocoding: OpenStreetMap.

Median Home Value
$315,200
Median Rent
$1,380/mo
Population
2,707,648
Median Income
$75,134
Median Age
35.7
Homeownership
45.5%

Monthly payment on a median Chicago home

Example for a $315,200 home: 20% down, 30-yr at ~6.75%, IL property tax ~2.05%, 0.4% insurance.

Est. monthly (PITI)
$2,279
Principal & interest
$1,636
Property tax / mo
$538
Down payment (20%)
$63,040

Chicago at a glance

  • 24.9% of residents 25+ hold a bachelor's degree or higher.
  • 45.5% of occupied homes are owner-occupied.
  • Median household income is $75,134.
  • Always verify the assigned school district, flood zone, and HOA for a specific address before signing.

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