Why permit history matters more than disclosure
The standard Texas seller disclosure asks about known defects and known repairs. Permits are the public record of what actually happened. A seller who "does not remember" pulling a foundation permit will be contradicted by the city record. Permit history is also where you find work that should have been permitted but was not - a sign of unlicensed or non-code-compliant work.
Where to look for each DFW city
Permit portals are city-specific (not county). Most have free online lookup but quality varies.
- ✓City of Plano - www.plano.gov (Permits dashboard, address search)
- ✓City of Frisco - data.frisco.gov
- ✓City of Dallas - dallascityhall.com (Development Services portal)
- ✓City of Fort Worth - data.fortworthtexas.gov
- ✓City of McKinney - www.mckinneytexas.org (Citizen Self Service portal)
- ✓City of Arlington - www.arlingtontx.gov
What to look for
Pull the full permit list for the address. For each permit, check:
- ✓Date the permit was opened (matches seller disclosure timeline?)
- ✓Permit status (Open / Closed / Expired) - expired permits with no completion are a red flag
- ✓Inspection records attached to the permit - some cities log every inspection visit with pass/fail
- ✓Contractor name - matches the seller as a self-contractor? That is a higher-risk pattern
- ✓Type of work permitted (foundation, electrical, plumbing, roofing) - cross-check with the seller disclosure
Red flag combinations
Single flags are noise. Combinations are signal.
- ✓Recent acquisition (within 12 months) + 3+ permits pulled = cosmetic flip pattern. Inspect for shortcuts.
- ✓Foundation permit opened + no inspection records + closed by city not contractor = work may not have been inspected
- ✓Seller listed as contractor on the permit + work outside their license class = unlicensed work, voids most warranties
- ✓Old open permit (over 12 months) + city has not followed up = work may be incomplete or never inspected
What to do if the permit history is murky
Three escalations, in order:
- ✓Email the city building department asking for the inspection record on any open or recently closed permit
- ✓Request an open records (FOIA-equivalent) request for all inspection notes on the address. Texas Public Information Act applies.
- ✓Have your buyer's agent attach a contingency: closing conditional on documented inspection completion for any work done in the last 24 months
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Full Guide Contents
Continue Reading - Realtor Plan
Full guide includes: a city-by-city permit lookup walkthrough with screenshots, sample TPIA open-records request template, and the automated permit-history check that ships with the Realtor-tier Home Buying Audit.
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