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Chattanooga, TN Real Estate

Chattanooga anchors one of Tennessee's largest metro areas with a population of about 182,832. The median home value is near $259,200, and median rent runs around $1,155/mo.

Market + demographic figures: U.S. Census ACS (2023 5-year). Geocoding: OpenStreetMap.

Median Home Value
$259,200
Median Rent
$1,155/mo
Population
182,832
Median Income
$61,028
Median Age
36.6
Homeownership
53.1%

Monthly payment on a median Chattanooga home

Example for a $259,200 home: 20% down, 30-yr at ~6.75%, TN property tax ~0.66%, 0.4% insurance.

Est. monthly (PITI)
$1,574
Principal & interest
$1,345
Property tax / mo
$143
Down payment (20%)
$51,840

Chattanooga at a glance

  • 21.6% of residents 25+ hold a bachelor's degree or higher.
  • 53.1% of occupied homes are owner-occupied.
  • Median household income is $61,028.
  • Always verify the assigned school district, flood zone, and HOA for a specific address before signing.

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