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Ponca City, OK Real Estate

Ponca City is a city in Kay County, Oklahoma with a population of about 24,377. The median home value is near $127,500, and median rent runs around $827/mo.

Market + demographic figures: U.S. Census ACS (2023 5-year). Geocoding: OpenStreetMap.

Median Home Value
$127,500
Median Rent
$827/mo
Population
24,377
Median Income
$55,270
Median Age
37.2
Homeownership
62.3%

Monthly payment on a median Ponca City home

Example for a $127,500 home: 20% down, 30-yr at ~6.75%, OK property tax ~0.85%, 0.4% insurance.

Est. monthly (PITI)
$794
Principal & interest
$662
Property tax / mo
$90
Down payment (20%)
$25,500

Ponca City at a glance

  • 13.9% of residents 25+ hold a bachelor's degree or higher.
  • 62.3% of occupied homes are owner-occupied.
  • Median household income is $55,270.
  • Always verify the assigned school district, flood zone, and HOA for a specific address before signing.

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