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Utica, NY Real Estate

Utica is a city in Oneida County, New York with a population of about 64,440. The median home value is near $133,400, and median rent runs around $907/mo.

Market + demographic figures: U.S. Census ACS (2023 5-year). Geocoding: OpenStreetMap.

Median Home Value
$133,400
Median Rent
$907/mo
Population
64,440
Median Income
$51,513
Median Age
35
Homeownership
50%

Monthly payment on a median Utica home

Example for a $133,400 home: 20% down, 30-yr at ~6.75%, NY property tax ~1.70%, 0.4% insurance.

Est. monthly (PITI)
$926
Principal & interest
$692
Property tax / mo
$189
Down payment (20%)
$26,680

Utica at a glance

  • 13.4% of residents 25+ hold a bachelor's degree or higher.
  • 50% of occupied homes are owner-occupied.
  • Median household income is $51,513.
  • Always verify the assigned school district, flood zone, and HOA for a specific address before signing.

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