Schenectady, NY Real Estate
Schenectady is a city in Schenectady County, New York with a population of about 68,521. The median home value is near $152,000, and median rent runs around $1,109/mo.
Market + demographic figures: U.S. Census ACS (2023 5-year). Geocoding: OpenStreetMap.
Median Home Value
$152,000
Median Rent
$1,109/mo
Population
68,521
Median Income
$56,398
Median Age
35.8
Homeownership
44.8%
Monthly payment on a median Schenectady home
Example for a $152,000 home: 20% down, 30-yr at ~6.75%, NY property tax ~1.70%, 0.4% insurance.
Est. monthly (PITI)
$1,055
Principal & interest
$789
Property tax / mo
$215
Down payment (20%)
$30,400
Schenectady at a glance
- 14.6% of residents 25+ hold a bachelor's degree or higher.
- 44.8% of occupied homes are owner-occupied.
- Median household income is $56,398.
- Always verify the assigned school district, flood zone, and HOA for a specific address before signing.
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