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St. Charles, MO Real Estate

St. Charles is a city in St. Charles County, Missouri with a population of about 71,048. The median home value is near $280,800, and median rent runs around $1,186/mo.

Market + demographic figures: U.S. Census ACS (2023 5-year). Geocoding: OpenStreetMap.

Median Home Value
$280,800
Median Rent
$1,186/mo
Population
71,048
Median Income
$85,522
Median Age
38.9
Homeownership
67.9%

Monthly payment on a median St. Charles home

Example for a $280,800 home: 20% down, 30-yr at ~6.75%, MO property tax ~0.89%, 0.4% insurance.

Est. monthly (PITI)
$1,759
Principal & interest
$1,457
Property tax / mo
$208
Down payment (20%)
$56,160

St. Charles at a glance

  • 26.8% of residents 25+ hold a bachelor's degree or higher.
  • 67.9% of occupied homes are owner-occupied.
  • Median household income is $85,522.
  • Always verify the assigned school district, flood zone, and HOA for a specific address before signing.

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