St. Cloud, MN Real Estate
St. Cloud is a city in Stearns County, Minnesota with a population of about 69,926. The median home value is near $212,800, and median rent runs around $1,005/mo.
Market + demographic figures: U.S. Census ACS (2023 5-year). Geocoding: OpenStreetMap.
Median Home Value
$212,800
Median Rent
$1,005/mo
Population
69,926
Median Income
$61,112
Median Age
31
Homeownership
48.6%
Monthly payment on a median St. Cloud home
Example for a $212,800 home: 20% down, 30-yr at ~6.75%, MN property tax ~1.05%, 0.4% insurance.
Est. monthly (PITI)
$1,361
Principal & interest
$1,104
Property tax / mo
$186
Down payment (20%)
$42,560
St. Cloud at a glance
- 18.9% of residents 25+ hold a bachelor's degree or higher.
- 48.6% of occupied homes are owner-occupied.
- Median household income is $61,112.
- Always verify the assigned school district, flood zone, and HOA for a specific address before signing.
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