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Waterloo, IA Real Estate

Waterloo is a city in Black Hawk County, Iowa with a population of about 66,947. The median home value is near $150,200, and median rent runs around $896/mo.

Market + demographic figures: U.S. Census ACS (2023 5-year). Geocoding: OpenStreetMap.

Median Home Value
$150,200
Median Rent
$896/mo
Population
66,947
Median Income
$56,344
Median Age
36.6
Homeownership
61.1%

Monthly payment on a median Waterloo home

Example for a $150,200 home: 20% down, 30-yr at ~6.75%, IA property tax ~1.52%, 0.4% insurance.

Est. monthly (PITI)
$1,020
Principal & interest
$779
Property tax / mo
$190
Down payment (20%)
$30,040

Waterloo at a glance

  • 15.6% of residents 25+ hold a bachelor's degree or higher.
  • 61.1% of occupied homes are owner-occupied.
  • Median household income is $56,344.
  • Always verify the assigned school district, flood zone, and HOA for a specific address before signing.

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